How to locate the bank account number on a credit card (IBAN number)

Where can I find the account number on the bank card, as well as the account number on the National Bank Visa and the IBAN on the card?

If you are new to dealing with banks or want to know the difference between an account number and an IBAN, you will find all this and more in the next few lines.

This article includes a lot of rich information that you will only know from experience, because we will clarify the purpose of the IBAN, account number, and Swift code with an explanation of the differences between them and ways to obtain them, so I advise you to complete the article until the end.

Bank account number

When dealing with bank transfers for the first time, you will find a lot of strange terms that you hear for the first time, just like the IBAN.

The work of the IBAN was first adopted in 1997 by the European Union, where it raised a lot of concerns, although they required each country to have a fixed IBAN length of no more than 28 letters and numbers.

The IBAN is used in most European countries and some Arab countries such as Saudi Arabia, and America, and Canada do not use IBANs at all.

As a security measure to verify the authenticity of the information of international financial transactions, IBAN permits knowing the bank, the country in which the bank is situated, and the recipient’s account number. As a result, it is one of the crucial bank numbers that we previously discussed in detail ( IBAN in detail ).

Where is the account number on the bank card?

There is more than one way to find out the IBAN of your account. You can enter the bank’s website and you will find a tool that calculates the IBAN for bank accounts, or you can use this tool provided by Riyad Bank, which provides IBANs for more than 20 Arab and international banks ( all ways to know the IBAN for any bank ).

What is the bank account number?

Your bank account number is one of the unique numbers that the bank provides to your account, as it consists of 16 digits that do not repeat, just like the national identity number, and it can never be changed except in the case of changing its type or creating a new account.

Where is the IBAN number on the card?

There are many ways to know the IBAN on the card, the most famous of which is to know the bank account number from the Visa, as it is found on some direct debit cards below the name.

Most Arab banks do not print the account number on the visa, but there are other ways to find your bank account number:

1# The first method is by using the electronic services provided by the bank where you can log in to the bank’s website and you will find your bank account number on the same welcome page on the front.

2# Call the customer service of your bank and ask them to know the account number and they will tell you it.

#3 You can request or download a monthly account statement that will be sent to you on the email registered with the bank.

4# In case you have a checkbook, you will find your bank account number at the bottom.

#5 You can go to the nearest ATM and print an account statement, where you will find your account number at the top.

#6 If you are using the bank app on your phone, you can log in to your account and search for the account number.

What is the swift code for the bank?

SWIFT “code is the SWIFT ” is the symbol of a bank used on an international scale in all banks in the world, also known as the bank identification code or BIC.

These SWIFT codes are used to transfer money and send it to an offshore bank.

The Swift code is used for incoming bank transfers only and you cannot use it for anything else, and when you receive the money, you will need to give the bank’s Swift code to anyone who will send you money from abroad, but remember that when you use the Swift code, do not put spaces or extra characters.

How to know the swift code of the bank?

The Swift system is considered one of the basic systems for managing banks and connecting all banks around the world, and it is the primary system for managing the Swift code and IBAN. This system allows data to be shared between banks within a global network.

The data that is shared between banks contains information about the status of the bank account, the balance in it, and all the details of sending and receiving money.

You can find out the bank’s Swift code through the bank’s website or by making a call to one of the customer service staff or going to the bank and asking them for the code or entering this website and searching for the bank’s name and you will find its Swift code.

The difference between IBAN and SWIFT code

The identification and transfer of funds between bank accounts are carried out through internationally recognized and recognized standards between banks, where both IBAN and SWIFT numbers are used to complete transfers.

The difference between the IBAN and the swift code appears in the data and information that each of them provides when making money transfers, as the swift code identifies the bank and bank through which the international money transfer will be made.

As for IBAN, it identifies detailed information about accounts and people in international transfers, and both Swift Code and IBAN play a key role in managing transfers in the market.

Conclusion

• IBAN and SWIFT code numbers facilitate the transfer and exchange of funds between international banks.
• The Swift Code is used to determine which bank will receive funds from abroad.
• The IBAN number is used to identify the bank account details of the person who will receive the international transaction from abroad.

There were no standardized and agreed-upon ways between banks to transfer money between bank accounts before the IBAN because there was no way to verify the accuracy of the information to be sent, and as a result, many errors were made when conducting international transactions, resulting in money being sent to the wrong people and other problems.

Some other countries, such as America and Canada, used methods to identify people when sending or receiving money through international banks, until the emergence of IBAN, SWIFT, and other numbers that accurately identify the person receiving and sending the money.

This was a simple presentation of the difference between the IBAN and the Swift Code, as we learned about the IBAN, the account number, and the Swift Code, and how to obtain each of them.