All you need to know about PayPal commission

An explanation of the PayPal fee. PayPal is a safe and secure online payment mechanism that connects businesses and financial institutions.

For merchants or e-commerce managers, accepting online payments by credit card is a simple and practical solution.

If PayPal is free to users who purchase goods or services, sellers will be subject to sales commissions.

To find your way around the place, follow our PayPal commission guide.

1. Regular fees

With PayPal , there are no subscription fees or monthly fees. The platform is paid only by taking a commission on your sales.

With regular rates, a PayPal merchant account allows you to accept PayPal payments as well as Visa , MasterCard, and American Express.

Currently, the normal commission rates correspond to 2.9% of the sale + a flat commission of 0.25 €.

However, based on your monthly sales volume, you can take advantage of lower prices. These must be subject to prior request and authorization from PayPal.

The criteria that take into account the lower prices include the monthly transaction volume and the average amount of the basket.

Regular pricing also allows you to create online invoices for free and have them paid by customers online, directly from the invoice sent.

Charities

Did you know? Charities benefit (upon request and prior approval) from customized pricing. PayPal commission is 1.4% + fixed commission.

2. Fees for international and cross-border payments

With 267 million users worldwide, PayPal can accept payments from 25 currencies from 202 countries.

cross-border payments

If you receive so-called “cross-border” payments, the cross-border commission is applied in addition to the local commission.

This commission is deducted if the customer’s PayPal account is registered in a country different from yours and is in one of the following groups:

International Payments

If you sell products or services in another currency, the conversion fee will be added to your PayPal commission:

Interchange fees calculated by various bank cards (Visa, MasterCard, etc.) and between 0.2% and 2%;

Fixed commission based on the payment currency;

The PayPal exchange rate is updated daily including the currency conversion commission.

If the buyer is located in the United States and the seller is in France, the transfer costs, for example, are 3.5%.

3. Disputes and Refunds

As a PayPal merchant, if you sell your products online and your transaction is eligible, you can benefit from PayPal Merchants Protection in the event of any dispute between you and any customer you have dealt with through PayPal.

If your buyer objects, cancels or files a claim for an “item not received”, PayPal will refund the full amount stated.

In this case, you will have to provide proof of deposit or delivery. PayPal then holds the funds in your account to cover the amount of the disputed or canceled payment.

Please note: To make it easier to handle disputes and resolve transaction issues, PayPal has a dispute manager.

PayPal, a leader in online payment gateways, offers a variety of e-commerce website solutions. The regular version comes standard with your free account, while the pro version allows you to improve the customer experience by keeping visitors on your site longer (they are not directed to another payment window).

If you still have doubts about commissions, use a fee calculator that allows you to estimate the commissions charged by the platform.

https://calcul.co/frais-paypal/